Our Services

We Look Forward To Meeting You And Assisting You With All Your Financial Needs!


Moving your checking account is no laughing matter. Most people hesitate when it comes to actually making the change, even when it makes sense, because they worry about accessing their funds and dealing with electronic transfers.

Your checking and savings accounts are terribly important; we know! That’s why we take this change very seriously. We’ll help you move your account without interrupting Direct Deposits and automatic payments. We understand this is one of the primary reasons individuals are reluctant to switch banks or move accounts, because they have certain payments, deposits, etc that are applied to your existing account. This is no longer a problem! We here at FNBOB will help assist with getting the proper changes made to your current “Automatic Transactions”  and we’ll do everything possible to make the transition over to your new FNBOB account seamless and basically effortless!

We here at FNBOB pride ourselves in building proper relationships with our customers, to make them feel as comfortable as possible and to ensure their accounts our safe and secure!

If you “click” on the “Personal” or “Business” options on the home page you will find a number of different forms that can be printed at home! This may just help your first or next visit to the bank that much quicker! Forms include: New Account Applications (personal and business), Consumer & Real Estate Loan Applications, Automatic Deposit (payroll & non payroll), Change Address form, and more! So if you are, in fact, looking at making the switch over to The 1st National Bank of Buhl / Mt. Iron these forms will make that process go that much smoother! Just print them right at home and fill them out before your next visit to the bank! If you have any questions when it comes to filling out these forms, please don’t hesitate to give us a call at 218-749-3190 and we will be sure to help you with whatever your questions or concerns are.


When applying for a new depository account there are a couple things you will want to have with you when you bring your completed application in. These are required for opening an account:

Valid I.D. or Drivers License 

If your I.D. / License is expired, just be sure to bring in the yellow paper you receive as a temporary license and that will suffice for the time being until you receive your physical card. 

Also, if you have recently moved and your I.D./License displays a different address than your application, we require you to bring a piece of mail displaying your name and current address as a proof of residence.



The First National Bank of Buhl/Mt. Iron is a locally established and owned institution. Our friendly staff will be more than happy to assist you with any of your financial needs. From online banking to applying for accounts, credit cards, and loans. Really, any questions you might have regarding your banking world, we’ll be sure to direct you to the appropriate member of our extremely qualified staff.

We guarantee there is not another financial institution quite like FNBOB! We understand the importance of being part of our local surrounding communities that are spread all across the Iron Range! We are constantly trying to find new ways to give back to our surrounding communities in any way we can; from participating in food drives, parades, or bell ringing for the Salvation Army. Also, we have at least one “Customer Appreciation” day at both locations every year, because we honestly know how valuable you truly are and we really want to show you that we appreciate each and everyone of you! We BBQ hot dogs and have chips, pop, water, coffee, and popcorn at no charge!



We hope you give serious thought in giving our institution a shot! We promise, you won’t regret it!



Come get your picture taken with the famous Miss Penny the Pig!!





We look forward to getting the opportunity of meeting you all and being able to do business with you!


So do yourself a favor today!

Choose 1st National Bank of Buhl & Mt. Iron for safe and secure banking done the right way!

Mountain Iron, MN

8355 Unity Drive - PO Box 382 - Mountain Iron, MN 55768
Phone: (218) 749-3190 - Fax: (218) 749-3195

Buhl, MN

702 Seville Ave. - PO Box 706 - Buhl, MN 55713
Phone: (218) 258-3213 - Fax: (218) 258-4310

Children’s Online Privacy Protection Act (COPPA)
We do not knowingly collect personal information from individuals under the age of 13 without obtaining verifiable consent from their parents. We request that such individuals do not provide personal information through the services. For more information about the Children’s Online Privacy Protection Act (COPPA), visit the FTC website


FDICEqual Housing Lender

Privacy Notice

Federal law requires us to tell you how we collect, share, and protect your personal information. Our privacy policy has not changed and you may review our policy and practices with respect to your personal information here or we will mail you a free copy upon request if you call us at 218-749-3190.

Update to Regulation CC Thresholds

Starting July 1st 2020, inflation adjustments will impact the thresholds to “Regulation CC” as following:

  • $200 is changing to $225 (Note: the $200 amount is still referred to $100 in Reg CC). This amount is used on case-by-case holds and will impact most financial institutions.
  • $5,000 is changing to $5,525. This amount is used on certain special exception holds, such as large deposit holds, new account holds, and repeatedly overdrawn holds. This change will also impact most financial institutions.

Lost or Stolen ATM Card?

For lost or stolen Instant Cash and Check cards, please contact us at 218-749-3190.

After hours, please contact Instant Cash stolen card support at 800-535-8440 or 612-316-1484.