Our Services
Randy Peterson

Randy PetersonPresident/CEO

Here’s Randy!


 

Millie Wells-Boyer

Millie Wells-BoyerVice President of Lending/Compliance Officer

Millie grew up a coal miner’s daughter down in Southeastern Kentucky! She eventually made her way up here to Minnesota back in 2003, thanks to her husband who grew up here. She says – “This is longest I have lived anywhere in my entire life,” she also had this to add – “The most awesome people in the world live on the Iron Range and I feel lucky to call this place my home.” We sure are lucky to have her and are very happy to call her a fellow Minnesotan! Millie is a mother to 4 children and has 4 grandchildren as well! She absolutely loves Halloween! She and her family love it so much that they begin decorating for it at the beginning of September! It is quite the “spooky” spectacle!

We are so very fortunate to have Millie on board with us at FNBOB! She brings such a vibrant and unique personality to our little family, and is such a passionate and caring person! Her expertise and knowledge of the financial industry are incredible assets, and are just one of her many contributes that make us the best small town community bank in the nation! Millie’s work approach and ethic are simply top notch, but there’s nothing simple about either. When you come to our establishment, Millie makes you feel at home. When you leave that same day after meeting with her, you know you’re in good hands! Here is what she had to say about her experience here at FNBOB – “I am so thankful for the opportunities my job at FNBOB has made available to me. It allows me to meet new people and be a small part of helping them to realize and achieve their dreams”.

Millie enjoys camping, cooking, computers, reading and sewing! Millie is such an open minded individual that there is so much she shares interest towards! She goes on to say – “If anything happens to catch my attention, there is a pretty good chance I will develop an interest for that particular thing.”


 

Sheryl Benz

Sheryl BenzAssistant Vice President

 


 

Peggy Oberstar

Peggy OberstarVice President of Operations

Peggy was born and raised on Ely lake. She is a graduate of Eveleth High School, Mesabi Community College and UMD. She has resided in Virginia, MN since 1982. She has been in the banking industry for 30+ years and her knowledge and expertise are a very important contribution to our institution!

Peggy has remained on the range, where she has raised a family consisting of two daughters. But she also loves to hop in their travel trailer and enjoy the open road for some “Glamping” adventures. Her dream retirement job is to drive “The Zamboni” on a beach in Florida! When Peggy is not hitting the open road and can actually be found at home, she uses this time to play with her two dogs, golf, enjoying a nice walk, and gardening. Family is very important to Peggy. She follows all of her granddaughter’s activities extensively, especially “Competitive Dance”.

We are very happy to have Peggy as part of our team! Here is what she had to say about returning to small town banking – “I am very fortunate and grateful to return to the world of smaller local community banking! Working at FNBOB has allowed me to return to my roots and our incredible staff are all like a close knit little family!”


 

Dawn Thompson

Dawn ThompsonChief Operations Manager  

Dawn is one of our more behind the scenes team members. She joined the FNBOB crew back in 2005 and let me tell you, we are very lucky to have her! Dawn’s vast knowledge and expertise of the industry is simply impeccable! She has been in the banking business for just about 40 years!! Whether she is working from afar or right in office here at one of our fabulous  FNBOB locations, Dawn makes sure our tight little family oriented institution stays functional, professional, and kept. She assures the standards of our business and business offerings are of our highest capabilities and assurance. It’s been such a great pleasure having Dawn as one of our fellow “Penny’s Crew” members! She is such a kind and wonderful person and it’s been such an absolute pleasure getting to know her throughout the years!

In her spare time Dawn really enjoys sitting down and reading a good book. She also loves to go on little hiking adventures and is also really fond of having some good old fashioned lake fun!


 

Debbie Munter

Debbie MunterOperations Assistant

Debbie was born and raised in Coleraine, MN. In 1968 she moved to Buhl where she graduated from Martin Hughes High School in 1972. She married a fellow “Buhl Bulldog” in 1976 and had two sons and now have a granddaughter!

Debbie joined the FNBOB crew back in 1993! So we have had the pleasure of working with Deb for 20+ years! She plays such a vital role when it comes to our institution and always has such a professional work ethic, we are lucky to have her! She is one of the most kind hearted and caring persons anyone could know! She continues to make sure everything runs smooth and productively on a daily basis for us here at FNBOB!

Debbie is a very family oriented person and a avid dog lover. She’s had all different types of dogs throughout the years, including their most recent addition Jasmine, a 3 yr old Dachshund. She loves to collect elephant figurines and attend music concerts. Her husband and she also enjoy gardening together and taking trips up to their cabin for a little R & R.


 

Jessica Bianchi-Rossi Carter

Jessica Bianchi-Rossi CarterCredit Analyst

Jessica is a born and raised Iron Ranger! She has lived in Buhl for her entire life and is now currently raising a family of her own in the same great city! Jessica joined the FNBOB crew 5+ years ago. She began her time here starting out as a teller and has zoomed up the FNBOB ladder and has now become our official “Credit Analyst”! Here is what Jessica said about working here at FNBOB – “First National Bank has been and remains such a great place to work! It is such a family oriented establishment which is just one of the reasons it is so wonderful.”

Jessica brings so much to our FNBOB family! She is one of the most honest and caring people you could ever have the pleasure of knowing. She is a very patient person and a tremendously hard worker! We are so very fortunate to have her on the team. Jessica’s attitude and work ethic are a prime example of what makes FNBOB the best and most friendly small town community bank. Her effort and attention to detail are attributes that any person can admire! We really look forward to many more years of having Jessica around!

Jessica enjoys going camping and doing a little fishing. She loves to travel when she can and experience all our country and afar has to offer. She really enjoys helping out in her community whenever possible. She also enjoys shopping and cooking. The most important thing to Jess though is her family. Whenever she can be with them, those are her favorite times!


 

Rachael JacksonPersonal Banker

Born in Fridley, MN, Rachael, soon after moved up to the Iron Range with her family. She says – “I grew up a proud Iron Ranger! Mudding, hunting and whatever else I could do outdoors!” She graduated from Eveleth-Gilbert High School in 2014 and not long after decided to jump into the world of banking and finance! She instantly fell in love with it and in 8 short months she went from being a Teller to a Loan Officer! Rachael had this to say about the banking industry- “Getting to know your customers and helping them achieve their goals is such a rewarding experience.” 

We were ecstatic to have Rachael join the FNBOB team! She brings such a vibrant and youthful personality to the workplace and is one of the friendliest people you could know! Her hard work and knowledge stem from her learning and mastering her trade for the past 3 years! Her work ethic is simply amazing! She has been such an asset having her in the FNBOB family and we are so happy to have her! “I am so incredibly grateful to have found FNBOB! I’m grateful for the relationships it has created and how it has allowed me to flourish personally and professionally. It has enabled me to have a deeper understanding of the community and area I grew up in.” – Rachael said about joining the FNBOB team.

When Rachael is not working as hard as she does, she enjoys spending time with her fiancé, family, friends and dogs. In the warmer months she frequently takes her dogs out in the woods, whether for hunting, wheeling, or just the occasional hike. In the colder months she enjoys being on the lake fishing, snowmobiling and even playing the occasional pick-up hockey game at the rink. She is also an avid knitter and crocheter. “One thing I would like to get back into is going to 3D bow shoots for some friendly competition” – Rachael said. She followed up by saying – “I am so thankful for the beautiful place we live in and that I am able to go out and enjoy it.”


 

Shelly Gianlorenzi

Shelly GianlorenziLoan Assistant

Shelly was born in Fridley, MN. When she was in grade school her parents decided to move up to the Iron Range and resided in Eveleth. She proceeded to graduate from Eveleth High School and go on to attend college. After college she decided to move back to her Fayal Township roots, where she is currently residing and raising a family with her husband.

Shelly has been with FNBOB for 5+ years! She is truly such a sweet and caring person and a pleasure to work with! We are truly happy to have Shelly as part of our little family here at FNBOB and look forward to having her around for many more years!

Shelly absolutely loves being with her family. Whether it’s playing games, doing crafts, or shopping! She finds fulfillment and happiness when she is spending time with them!


 

Betsy Yoder

Betsy Greiner – Customer Service Supervisor

 

 

Betsy grew up on the outskirts of good old Buhl, MN. She managed to keep busy being very involved in her families small business endeavors and working part time at a nearby farm. In her recent spare time she stays pretty busy renovating her home, spending time with her family and friends, and volunteering at local ministries.

Betsy came to us here at FNBOB when she was only 17! She is one of our hardest workers and shows so much dedication and care behind what she does; and that goes for everything she is involved in! We have been very lucky to have Betsy as one of the team here at FNBOB! She continues to amaze us with her work ethic and wonderful personality!! Here’s what Betsy had to say about her experience thus far with working at FNBOB – “It has been a wonderful job experience! I have learned so much about small town business, customer service, and the impact our institution has on the Iron Range.”

Betsy loves to travel. She got a taste for it at a young age through her father’s work and has enjoyed it immensely along with the rest of her family, traveling anywhere from Costa Rica to Hawaii! She is also an avid knitter! She jokes saying; “if I get good now, I’ll be the best knitter at the nursing home when I’m older!”


 

Jesse Munter – Branch Manager (Buhl)

Jesse was born and raised here on the Iron Range! He grew up just north of Chisholm and graduated from Chisholm High School. Jesse has always had roots tied to Buhl though. Both his parents are graduates of Martin Hughes High in Buhl and he has fond memories of visiting Grandpa and Grandma in Buhl when he was a child. Jesse recently has become an official member of the community of Buhl after he purchased a home in town. Here is what he had to say about the City of Buhl – “Buhl is one of the best small towns! It is such a wonderful community and all the people here are very neighborly and friendly! I’m very proud to be a part of this great town and continue the Munter roots here!”

Jesse has been with us for just about 6yrs now! He started out as a teller and has moved up the ladder taking on new projects and responsibilities along the way! His great work ethic and hard work has moved him up to the position of Branch Manager for our Buhl location! Jesse is one of the most understanding and also one of the easiest persons to work with and we feel very privileged to have him on the team here at FNBOB!

Jesse loves his music!  He plays drums for a local band, playing around the Iron Range and doing some light traveling. He also performs solo playing guitar and singing. He absolutely loves being around family and friends whenever possible in any type of setting (preferably around a bonfire sharing some laughs).


 

Patty Marks

Patty MarksTeller

 

 

Patty was born in Virginia, Mn and was raised in Buhl. She has resided in Buhl for all but 9 years of her life! Patty has strong family ties to Buhl. Her grandparents made their home there and her daughter also is a current resident as well! Buhl has been such an important part in Patty’s life that even she says herself – “I can’t even imagine living anywhere else in the world!” Patty is highly involved in the community and has very much love for the town that she has called her home for over 50 years!

Patty has been with us at FNBOB for 11+ years off and on! Even now that she is retired she still couldn’t get enough of us and all of our great customers, so she just had to come back! Patty is such a great people person and can brighten anyone’s day with a simple hello! Her knowledge and experience is undoubtedly so resourceful and her personality makes you believe you’ve been friends your whole life! We are so happy here at FNBOB to continue to have Patty with us on the team!

Patty really enjoys traveling! Anything from camping with the girls to taking a road trip across the country to visit family. She keeps herself busy with her multiple home improvement projects and loves being with family! She also enjoys going to her families property up on Dark Lake, that her son currently resides at, and taking in the beauty that is Northern Minnesota! She adores fall, her favorite season, and loves meeting new friends!


 
 
Loralie Arvola

Loralie ArvolaTeller

Loralie was born in Virginia, MN and was raised in a township just outside of town. She graduated from High School in 2016 and is currently enrolled at Mesabi Range College and will have graduated with her AA in 2018! Loralie has such a strong passion for music and for helping others in need, especially children. In the future she plans to attend Augsburg College to major in “Music Therapy”! She’s quite a caring and remarkable woman, and at her age, we have no doubt that she is going to go on to do remarkable things!

Loralie joined the FNBOB crew back in December of 2016. She is a remarkably fast learner and her overall attitude and outlook on life are so positive! We are very happy to have her on the crew! Her kindness and determination are truly such wonderful attributes we are very lucky to have her! Here is what Loralie had to say herself about FNBOB – “I’ve been banking with FNBOB since I was a young child. So when the opportunity arose to join the team I thought it would be a wonderful little place to work. It has such a family like environment and it has been such a great experience for me working here!”

Loralie obviously adores music! From writing songs on the piano to playing the guitar and violin, quite a talent! She also loves to read, enjoys sewing, and even participates in the occasional “cosplay”.


 

Crystal Yernatich

Crystal YernatichTeller

 

 

Crystal was raised in Tower-Soudan, Minnesota. As well as spending her childhood in T.S. she also graduated high school there. After high school she then attended Vermillion Community College (V.C.C.) in Ely. She had many fond memories of her beloved hometown but after college she decided to make a change and move to the cities to attend McConnel Travel School. Living in Southern Minnesota proved to be a great decision. Throughout her 5 years living there she learned many great skill sets in school and working as an administrative assistant. She also ended up marrying one of her childhood friends that had preceded her in moving to the cities only a year before! After they were married, Crystal and her husband made the decision to move back to the range and raise their family. She worked for AEOA for nearly 20 years, but decided to make a career change and joined us here at FNBOB!

Crystal joined our little family here at FNBOB about 2/3’s of the way through 2017. She has been a great addition to the team! She brings an outstanding work ethic, along with a witty intelligence and a superb team work ethic! We are very happy to have Crystal and hope to continue our working relationship for some time to come!

Outside of work Crystal loves to do a bit of crocheting. She is really fascinated by the science of genealogy, which is quite a remarkable and interesting subject. She really enjoys keeping busy and staying active.  She really enjoys biking and all sorts of other physical activities as well.


 

Stefanie SpicerTeller

 

Stef was born and raised in Mannheim, Germany. In 1987, her life would take an unexpected turn, when in April she met a United States Military man named Richard who swept her off her feet! Stef says – “It was a short courtship (love at first sight?). We met in April of ’87, I left Germany in October of ’87, and we were married in November of ’87!”. They were married in Eveleth, MN and since have raised a family of their own, consisting of; 2 children, 2 dogs and 1 grand-pup (whom she absolutely loves and adores) and 1 crazy cat she inherited from her son (which she loves too) as he voyaged off on his own. Stef and her family have been living here on the Iron Range since 1991 when they purchased their home in good old Buhl, MN.

Stef adds a whole new dimension to our incredible team here at FNBOB! Along with the necessary skills you need to be a part of this industry, she brings so much more to the table! She is funny, smart, and incredibly hard working. She is dedicated to the work she does and does such an amazing job, we truly are lucky to have her! She can start up a conversation with just about anyone, whether she knows you or not. You could walk into the bank not knowing Stef or never meeting her, and by the time you were on your way out you will have shared a laugh or two and felt as if you knew her for years! We’re so happy to have her as part of the FNBOB family!

In her downtime, Stef enjoys cooking and baking, spending time with her family and friends, going to the movies, getting a new tattoo, and the weekly conversations with her sister back home in Germany. “I’ve come to love where I live and the people of the Iron Range. It is such a wonderful place to raise a family and has such a strong sense of community.” – Stef said when asked about Minnesota and the Iron Range.


Mountain Iron, MN

8355 Unity Drive - PO Box 382 - Mountain Iron, MN 55768
Phone: (218) 749-3190 - Fax: (218) 749-3195

Buhl, MN

702 Seville Ave. - PO Box 706 - Buhl, MN 55713
Phone: (218) 258-3213 - Fax: (218) 258-4310

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